Designed to provide you with the help you need to reach your financial goals, Federal Occupational Health’s financial program offers you objective, targeted information on a wide range of issues such as retirement planning, education funding, estate planning, savings, and investment strategies.

The Financial Service Program is free and easy to access. Simply call your EAP toll-free telephone number. Our financial counselors will help you identify your needs and explore your options on a variety of topics including:

• Should you buy or lease your next car
• Selecting which credit card to pay off first
• Family budgeting
• The basics of financial planning
• Savings and investment strategies
• Determining how much you will need to save to retire comfortably
• How to identify a financial planner in your community

Q. Who can use the service?
A. This service is available to you, your household members, and dependents.

Q.Is there a charge for this service?
A. No. This is a benefit offered at no charge to you by your agency. However, if you are referred to a resource outside of the Financial Service Program, there may be charges for which you will be responsible.

Q. When can I call for financial advice?
A. Our financial representatives are available during regular business hours. However, you can call any time, day or night, leave a message, and your call will be returned the next business day.

Q. How often can I call?
A. You can call as many times as you need until your questions are answered or your problems are resolved.

Q. What kind of information will I receive?
A. The program offers practical financial information and financial planning tools. When available, relevant material can be sent to you via fax, email, or US mail. If your issue involves debt management, you will be referred to a consumer credit counseling service. Please note, the Financial Service Program is unavailable to arrange for loans or direct payment of bills.

Q. Will the representative recommend or endorse specific programs or financial products?
A. No. You will be given information that will help you evaluate your options and make sound financial and consumer decisions. The responsibility for making those decisions lies solely with you.